Philippine Oil Deregulation – A Policy Research Analysis

I. INTRODUCTION

The Policy As An Output

Embodied in the Republic Act No. 8479, otherwise known as the “Downstream Oil Industry Deregulation Act of 1998,” is the policy of the state that deregulates the oil industry to “foster a truly competitive market which can better achieve the social policy objectives of fair prices and adequate, continuous supply of environmentally-clean and high quality petroleum products” (Congress 1998).

With deregulation, government allows market competition. That means government does not interfere with the pricing, exportation, and importation of oil products, even the establishment of retail outlets, storage depots, ocean-receiving facilities, and refineries.

It has been a decade ago since lawmakers made a proposition that deregulation would secure the Philippines from the vulnerability of oil price shocks due to its heavily dependent on imported oil. But it is now increasingly apparent that many are calling to scrap the law as six out of ten Filipinos favor the repeal of RA 8479 (Somosierra 2008).

The Policy As A Process

When President Fidel Ramos started his administration in 1992, the country had already started feeling the effects of power supply deficiencies, with major areas already experiencing power interruptions. The power crisis caused a slowdown in the national economy for nearly three years and prodded the government to initiate major reforms in order to rehabilitate the energy sector (Viray 1998, p.461-90). In response to a power supply crisis, Ramos revived the plans to liberalize the oil industry that were cut short during the Aquino administration due to Gulf crisis.

The government’s efforts to enact an oil deregulation law were also intensified in 1995 when the Oil Price Stabilization Fund (OPSF ) started to threaten the fiscal stability of the economy. Deregulation was thus seen as the solution to the recurring deficit.

The problem of the OPSF deficit was in part related to the highly political nature of oil prices, which encouraged government to defer price increases as much as possible in order to avoid public protest even at the expense of incurring a fiscal deficit. However, government cbd capsules canada mismanagement of the fund also included using it for non-oil purposes such as financing other government projects or the public sector deficit when it was in surplus (Pilapil 1996, p.12).

At the height of a strong lobbying effort for deregulation by oil companies and despite the loud opposition of militant groups, the industry was eventually deregulated in 1996 with the enactment of RA 8180 (the Downstream Oil Industry Deregulation Act of 1996) in Congress.

However, Supreme Court declared in 1997 the unconstitutionality of RA 8180. The Court decision stemmed from three provisions in the law that were deemed to inhibit free competition and therefore, violated the anti-trust mandate of the 1987 Constitution (Supreme Court 1997). But administration Congressmen quickly re-filed the oil deregulation bill leading to the new oil deregulation law. RA 8479 was then enacted to pave the way for the full deregulation of the oil industry. Since then, government has no longer control over the industry. What it can do is only monitoring.

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Free Android Apps That Make Your Life Easier

Free Android apps that make your life easier and more fun.

Free Android apps can actually make your life easier and more fun. In this article, you will find a list of free Android apps. I have listed apps from 4 general categories. You can use them in your daily routine life to perform different tasks. According to a recent survey, Android applications have been downloaded more than one billion times.

Statistics show the growing interest of people in buying Android platform devices. The Android applications have been used worldwide in all fields of life, i.e. business, lifestyle, sports, health, fashion, marketing, advertising, weather casting, finance, news, and travelling.

Also, an Android phone is less expensive as compared to the iPhone. With Reasonable price, and user-friendly interface, Android is taking its position in the smart phone market. Most people do not know how to take full advantage of the Android based devices. Installing useful apps is the right way to make your life more fun.

You can buy weight loss apps for just 99 cents, which is definitely less expensive as compared to hiring a weight loss expert. Android travelling apps are doing an amazing job for travelers. Whether you want assistance in tax calculation or you want to solve business problems, Android apps can help you. It results in quicker results and better performance.

1. Health & Fitness

2. Instant communication/messaging

3. Business

4. Education

Health and fitness

1. JEFIT

2. Johnson & Johnson Official 7 Minute Workout App

visit:-https://apkzoom.com/

3. Runtastic Six Pack Abs

4. Fitocracy

Instant Communication

You must be familiar with these famous Android apps.

1. Whatsapp

2. Kik

3. Skype

4. Snapchat

Business Requirements

1. Box (A great app for data storage, data security and sharing.)

2. Mailchip for Android ( Mailchip is great. Now, you can integrate it with your Android phone.)

3. Microsoft remote desktop (A great way to remotely connect with your PC.)

4. Gotomeeting (Join your meetings for free on your Android phone.)

5. AppLock ( An essential app for data security.)

Educational Requirements

1. Brainly.com. (Educational app for homework help.)

2. Coursmos ( A complete educational platform for Android users.)

3. edudroid ( Android in education.)

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What You Need to Know About Weight Loss Surgery

Weight loss surgery as a last resort can successfully help severely overweight or obese people lose excess weight. There are several different types of weight loss surgeries to choose from. Consult your health care provider to discuss whether or not you make a good candidate for weight loss surgery, which procedure would work best for you and whether natural options like Slimirex might be safer and more effective.

How Does Weight Loss Surgery Work?

There are two basic types of weight loss surgery that are currently used for weight reduction. Restrictive procedures work by decreasing food intake. Malabsorptive procedures, on the other hand, alter digestion, and cause food to be poorly digested and incompletely absorbed so that it is eliminated in the stool.

Restrictive Procedures:

Restrictive weight loss surgery works by altering the Semscicli.it size of the stomach, to reduce the amount of food that can be consumed at one time. It does not, however, interfere with the normal absorption or digestion of food. A restrictive weight loss surgery involves the creation of a small stomach pouch in the upper portion of the stomach. The capacity of this pouch is about one half to one ounce. The pouch then connects to the rest of the stomach through an outlet known as a “stoma.” The reduced stomach capacity allows the patient to feel fuller with less food, and by decreasing overall food intake, the patient can achieve sustained weight loss. The success of this weight loss surgery ultimately depends upon the ability of the patient to alter his or her eating habits. After surgery, it is likely that the patient will only be able to consume a maximum of one half cup full of food at each sitting. Compliance with these requirements is necessary to avoid stretching the pouch and defeating the purpose of the surgery.

* Vertical Banded Gastroplasty: This is restrictive weight loss surgery in which the upper stomach near the esophagus is stapled vertically for about 2-1/2 inches to create a smaller stomach pouch. The outlet or stoma that connects to the rest of the stomach is restricted by a band or ring that slows the emptying of the food and allows the patient to feel fuller with less food consumption. After 10 years, studies show that patients can maintain at least fifty percent of targeted excess weight loss.

* Laparoscopic Adjustable Gastric Banding: This restrictive weight loss surgery, also called stomach banding, utilizes a band to divide the stomach into two portions. The band is placed around the upper most part of the stomach, dividing the stomach into a small upper portion and a larger lower portion. Because food is regulated, most patients feel full faster. Food digestion occurs through the normal digestive process. This surgery can be reversed as the band can easily be removed from the stomach. As with other weight loss surgeries, the success of this procedure is dependent on the compliance of the patient with a restricted diet and the development of an exercise regime.

Malabsorptive Procedures:

Weight loss surgeries that alter the digestive process are referred to as malabsorptive procedures. There are several different types of malabsorptive weight loss surgery. Some of these techniques involve a bypass of the small intestine, thereby limiting the absorption of calories.[email protected] Malabsorptive weight loss surgery reduces the amount of intestine that comes in contact with food so that the body absorbs fewer calories.

* Biliopancreatic Diversion: The goal of this surgery is to restrict the amount of food consumed and alter the normal digestive processes. It also involves the creation of a stomach pouch, but it is a larger pouch than one created in a restrictive weight loss surgery. Biliopancreatic diversion alters the anatomy of the small intestine to divert the bile and pancreatic juices so they meet the ingested food closer to the middle or the end of the small intestine. Patients report a greater degree of satisfaction with this procedure than with restrictive weight loss surgery, because they are able to eat larger meals. And this surgery provides the greatest amount of malabsorption, it also allows for the greatest amount of weight loss. But as with restrictive weight loss surgery, long-term success is dependent upon the patient’s ability to adhere to a dietary, supplement, exercise and behavioral regimen.

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Get Better Click Funnel Results By Following 3 Simple Steps

I have heard over a number of blogs, books, and even television that the traditional sales funnel is dead, and is being replaced with a new funnel based on the customer buying process. The problem is, the new funnel has almost the same fatal flaw as the old funnel…..it ignores the other party involved in the purchasing process. It’s just too one-sided.

Take a step back when thinking about the sales funnel, and think about it in the context of the strategy/goals of the executives within the sales function. After all, the sales funnel is only supposed to serve as a tool to help sales executives achieve their strategy/goals. The strategy for most sales executives is simple: Invest in sales opportunities that drive profitable, long-term revenue. Broken down that means:

-Differentiate opportunities by their quality (Invest).
-Sell more.
-Sell at a higher profitability.
-Create long-term relationships by selling to customers your company is strategically valuable to.

The traditional sales funnel was born in the mid 1900s from a process engineering perspective, defining all the sales activities that must take place [chronologically] in order for a sale to close. The funnel was used to coach salespeople on the activities they needed to complete in order to move a greater quantity of sales to close in less time (NOTE: this only achieves 1/3 of the above strategy). The steps vary for each company, but at a high level they are: initial contact, qualification, presentation, and close. The traditional sales-activity funnel made some sense in the mid 1900s, because the seller controlled the buying process.

More recently with the proliferation of things like retail chains, eCommerce, and social networking, buyers have taken full control of the purchasing process; selling is now about meeting the buyer on their terms and understanding the steps they take during their purchasing process. As I am sure you can imagine, this change made the sales-activity funnel obsolete and laid the foundation for the onslaught of the “new sales funnel” prophets who are changing the sales funnel from a selling-activity orientation to a buying-process orientation. The process varies for each segment of buyer, but at a high level the process is need/pain recognition, commitment to resolving the need/pain, evaluation of alternatives, and decision. There are several benefits to using the buying-process funnel that will boost the seller’s ability to move a greater quantity of sales to close in less time, and in some cases more profitably. To better understand specific benefits, take a look at BNET’s interview of Mark Sellers, author of “The Funnel Principal”.

What blows my mind about both of these sales funnel models is that they completely ignore the other person/company in the purchasing equation; the sales-activity based funnel completely ignores the buyer, and the buying-process funnel completely ignores the seller. Not to mention if either method is a rousing success, it only helps sales executives achieve part of their strategy! So until the sales funnel incorporates both the buyer and seller perspective, AND the process allows executives to better invest in sales opportunities that drive profitable, long-term revenue, the sales funnel will never fulfill its potential for transformative value to a company. As I am sure you can imagine (and maybe already thought of), I believe that there are three changes you can make to your sales funnel regardless of which orientation you use, that will help you invest in sales opportunities that drive profitable, long-term revenue…

-First, map the sales activities (traditional sales funnel) to the buying stages (new buying process) to create an integrated buyer/seller sales funnel. This will give you a sense of what both parties have to do to progress through the purchasing process. For example, while the buyer is clickfunnels promo code discovering that they have a pain, the seller is prospecting and qualifying the opportunity to determine if they will be a profitable account. Both parties have agendas in this stage, and both must satisfy their requirements to move forward. Once you are able to map the selling activities with the buying stages, you should have a good sense of what both parties need in order to move sales through the funnel quickly. This should satisfy one piece of your strategy: Sell more.

-Second, the seller must make it the responsibility of the sales and marketing departments to put robust tools and processes in place to quickly and accurately qualify opportunities, instead of leaving it solely up to the salesperson. If your strategy is to invest, you need to know what opportunities will provide you with a greater return so you can allocate your resources appropriately; there is no better way to do this than quick qualification of opportunities. Sales should team up with marketing to quantitatively and qualitatively define the profile of an ideal prospect, an average prospect, and a terrible prospect. The data for this can be gathered from your best new business development salespeople (the best NBD sales guys are excellent at qualifying), focus group research, reverse presentations, strategic accounts, etc. Use those profiles to create a rating system that you can integrate with your CRM and sales funnel to better qualify your company’s prospects. This should satisfy three pieces of your strategy:

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10 Reasons You Need an Office Fitout

If your office premises aren’t right for your needs, then perhaps it’s time you had an office fitout. Here’s why you should.

1. You might have moved to brand new premises, and so have carte blanche with the layout of new office. You’ll want to make sure that the workspace design you choose will meet your current and future needs.

2. By having an office fit out, you can ensure that that your current and future requirements are met, and that you don’t have to make do with inappropriate furniture, or a layout that wastes space.

3. Perhaps you’ve moved to an old building, and want to renovate it to make the most of the space. It might not have been a office previously, and you might have some great ideas for modernising it.

4. Making better use of your existing space can mean that you don’t have to move premises just yet. You can probably do without the hassle of looking for new premises, and the expense and disruption moving would cause.

5. You might simply want to make most of your existing premises, to ensure that you comply with Health and Safety standards and the Disability Discrimination Act. Having more suitable layout and ergonomic furniture might reduce the amount of staff sickness due to RSI, or other posture or sight related issues.

6. You might be looking to take on more staff, and so want to make sure there’s enough room for them. By changing the workspace design and layout you can have more staff and can be more productive.

7. Perhaps you want to make more use of modern technology. You could encourage working from home, video conferencing, or want your sales staff to be able to connect to the office network wherever they are. Do your current office facilities and IT infrastructure allow this?

8. These are changing times, and perhaps you need fewer office refurbishment company filing cabinets and want a dedicated server room instead. You might be better off with less storage, but more desks and chairs, or perhaps a reception area would be ideal for your visitors.

9. Your customers or clients will have expectations about your company, and your office layout and furniture will hopefully reflect this. A firm of accountants will choose different furniture and workspace design to a cutting edge design company. Does your current office layout say the right things about your company?

10. By having the right office fitout, you will create a more effective and productive environment, your staff will get more done. They’ll have everything they need and the office will be a much better place to be.

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Prime Ease Of Internet Poker Games

The best players play poker to earn money. But, that is certainly not the only factor that drives players to the tables. So, beginners and advanced players have very different reasons why they play. As a result, understanding what your opponents like about poker can help us figure out how to play against them.

Here is a list of the top eight reasons why people play poker in the following article.

  1. To have fun

That’s the main reason why many of us initially became interested in poker. Being together at the table has its charm. As a result, the conversations, the food, the drink and the experience of playing a game together do the rest.

  1. To pass the time

Many older people fall into this drawer, especially pensioners. They can be found everywhere during the day and during the week. All of them are regulars who play more out of habit. Finally, they have long since given up trying to get better or learn new strategies. So, if you ask these people why they are playing, most people will not give you a correct answer.

  1. To satisfy the ego

You can see there are many players who are like that. Usually these are young players, but not exclusively. They play the poker coach at the table and tell everyone who did what wrong. If these players were primarily interested in winning, they would shut up and try to capitalize on the https://www.pokerbo.online mistakes. For them it is important, as the best player at the table to look for the best player.

  1. To be competitive

Some opponents see poker as a string of extremely competitive tasks similar to sports. Actually, they play poker with the same fighting spirit as they encounter opponents on the football field or basketball court. They are determined wild.

  1. Not to lose

At first glance, this point is similar to the eighth point on this list, but it is a bit different. Whoever plays to not lose, avoids all risks. It is far too often willing to give up a hand as soon as it is not the Nuts.

  1. To lose

Sometimes it is a temporary suffering. These players overcooked a bad beat or had a bad day. Just do not try to bluff these players. So, they stay at the table until they have lost everything. If you are not tormented by your conscience, squeeze every penny out of them. They will give themselves to their bad luck masochistically beaten and willingly lose.

  1. To win

These are usually the toughest opponents. As a result, they are mainly interested in their earnings not in the short term, but all the time. All of them learn, adapt and strive to outgrow themselves. They only care about their image if they believe they can take advantage of it. Sometimes their predictability is a weakness, but the best have learned to be unpredictable.

Conclusion

In this sense, not only should you think about how to exploit the weaknesses of your opponents. But also find out what you are playing for besides wanting to win. Even if you want to pretend to be playing for money, you are also playing poker for other reasons. It can help to accept the truth

 

 

 

 

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The Great Idea, and a Niche! Make Focused Android Apps!

You’re Brilliant!

Having an amazing idea for an app is fun! You’re going through your daily life, and you realise hey, you should make a to-do app to help you list out all the stuff you want to do.

That’s awesome. You’re not gonna make much money with that though. Not with Android, and not unless you’re lucky (pretty confusing statements there).

You see, the ideas you have are really good. Everyone could use a todo app (heck even I am in the midst of making such an app).

The real issue here is how are you, as a small (most likely a 1 person army) going to compete against the monster big names? They are evil I tell you! Can you compete against Evernote or one of the bigger todo list maker?

Well, seriously, you CAN! You’ll need a pinch of luck, an ounce of socializing, a bucket of marketing, and maybe, just maybe a little pocketful of money!

Shoot them small…

What you can, and should do, instead is make or find a niche. You’ve got a brilliant idea, now make it brilliant-er! (I should trademark this!)

The idea that you can get a focused app would have lots of benefits:

– It helps you make a smaller and simpler app (the dismay of a failed app wont be too bad…)
– You will have people who have just that specific needs
– You can make 1 app into many niches (this is the ac market where the money really is made!)
– Hmm, there was this other thing…

What do you do?

Back to our sample of todo apps. Here are some niche ideas:

– A shopping list – have special offers showing in the app, recommend good pricing options, highlight when a user is having an unhealthy item on their list

-A work list – list with multi-level options, such as a reminder when a deadline is near, an option to keep track of the time spent on each task, contact details and syncing with calendars

-A blog tips list – Useful for bloggers, you write in a list of TOC for your blog, or some tips that you get while you’re in a train, and upon clicking each item, you are presented with a big text input area to write in your content, option to email the blog entry or to post to your favourite blogging site

-A child immunization schedule – key in all your kids details, and their immunization schedule could be auto presented (based on date of birth), and users are allowed to modify the dates, with a reminder feature via alarm, sms and email (twitter too if you please) (heck throw in Facebook too while you’re at it!)

-ToRead list – a list of books that you want to read, and from this, work out some recommendation for users to get related books, give links to your amazon affiliate links so that when they buy the books, you get some revenue!

Steal them please! I beg you!!

You see, the above list has a standard core to it, you just need to make a todo list once, and you can then fine tune the app and release multiple different apps. Besides getting a niche app you now have multiple apps, which give you more exposure to more people to get more money to spend me!

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Poker Online- How Playing Poker Is Beneficial?

Poker is well-known among all the card games. However, players are engaging in playing the gambling games. On the other hand, poker games are available on both online and offline platforms. The online platform is the most convenient for playing poker games. Poker online is the best gambling game. Well, there are people who are against playing poker games online. This is because they are not aware of the benefits which are there in the game. Apart from earning money, there are many other benefits that the online game has. As poker game is having many other benefits as well.

Moreover, there are people who wanna know all the benefits that are there in the playing the poker online game. Poker game teaches various skills to the players. This is the reason that it includes all the patience, money management, and more. And this is the most popular game which is considering the most glamorous card game. In addition to this, there are players who are playing the game on high stakes. On the other side, players also prefer to play the game at low stakes. And this is the best game https://poker1001.pro/ that tests all your skills. Read further for all the benefits.

Poker online- why it is a pro?

Some of the benefits that are there are as follow-

Improves the concentration

Poker is the game that is having the ability to concentrate. However, players have to pay attention to the games in every detail. On the other hand, you not only have to concentrate on the cards but also you have to pay attention to your opponent. Paying attention to the opponent’s gameplay is equally important. The players have to concentrate on the facial expression of the opponents for knowing there further step. This is the way the players are beneficial by having an improvement in their concentration level.

Emotional maturity

While playing the poker online game, there are many obstacles that the players have to tackle. However, this is the time when all your facial expression changes with the emotions that you are having. The players have to control all the expressions that are there. This is the way that players are having the maturity of controlling all their emotions at the time of gameplay. And this is the best benefit that the players will gain the skill of having the emotional maturity. Additionally, with this they can even have it in their life.

Observation Skill

Playing poker game is acting as the best exercise for improving the memory. This is the way that you have a logical approach towards all the problems. During the game, you have to observe the cards. This is because you have to prepare the best card hands. Not only the cards that you are having but also to the cards that the opponents are holding. This is the best way through which you can win the match. Thus, this is the benefit of improving observation skills.

Therefore, these are some of the benefits that are there in the poker online gameplay. However, these are offered when you play the game with the best Situs Poker online.

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Wholesale Silver Jewellery – Finding a Reliable Supplier in Asia

Thailand is the biggest manufacturer of silver jewellery followed by China (Hong Kong) and Italy. Importing from professional jewellery exporters is usually very simple and straightforward. Sterling silver jewellery should bear the mark “925” as this will indicate it is made from metals with a 92.5% silver content.

Some buyers seek to purchase silver jewellery based on its weight. This is one way to buy silver jewellery at the bottom of the market but it does not work so well when you are trying to value higher quality jewellery with superior settings and finishing. wholesale ring Also be aware that many silver jewellery designs are often unnecessarily heavy which will only push the price in an upward direction.

Many retailers will agree that plain silver rings are the best selling items followed by dangling type hook earrings. But if you buy rings then you need to understand which sizes are the most popular. Normally in Western countries, for ladies rings, size 8 and 7 are the most popular followed size 9.

Cubic Zirconia Jewellery or CZ as it is sometimes called is also a fast seller especially Clear and Black Stones. Cubic Zirconia (CZ) is available in many different grades so buyers should check with vendors to find out which grade is actually being offered. You should also check to see if the Silver is Rhodium plated or not.

Jewellery that is rhodium plated will be far less likely to tarnish or blacken but the plating process does add to the cost of production. One of the biggest advantages of rhodium plating is that it makes silver look highly polished which perfectly compliments CZ settings.

There are many jewellery trade shows in Asia and many silver jewellery manufacturers in Asia. However, most large suppliers will insist on orders of at least 50 pieces per design. Therefore for independent retailers and small traders it will be important to find a wholesale supplier that does not insist on a minimum order. It is also important to see if any potential supplier will offer you a money back guarantee if you are not pleased with what you have ordered.

Import duties on silver jewelry are not charged in most developed nations except in the European Union where the rate is 2.5%.

For shipping, most suppliers will offer different delivery methods including registered airmail, Express Mail and by couriers such as UPS. Delivery times will vary according to delivery system used. If you want door to door service use UPS as they will deal with any customs procedures.

Here are the most important things to bear in mind if you are considering buying Wholesale Silver Jewellery from Asian sources:

Does the supplier insist on a minimum order quantity? This will be important if you want to firstly place a test order. Does the supplier offer a reasonably large selection of the latest designs? Do they offer unique items that might not be so available elsewhere? Does the supplier offer a professional export service? What shipping options can they provide? Can they speak your language? This will be very important if you have any problems to resolve. Does the supplier offer a meaningful guarantee?

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Make Money Via Your Product Funnel

Are you using the product funnel to make money from your online efforts? The product funnel is proving itself to be a powerful online marketing technique. If you are among those who are not familiar with how it works, and the positive impact it can have on your business, then read on. In this article we will review five productive ways to make money with your product funnel. Follow those tips to create your own product funnel. You will be able to develop and market more products, while creating more sales and building client faith and confidence in you and your products.

1.Planning is the first step to take in your product funnel efforts. Your plan can make it much clickfunnels plugin review simpler and controllable for you to manage this effort. Your plan will be your map. Make sure all the critical components are included. For example, you will need to investigate your market niche. You will need to identify the most compelling problems and issues being faced by your prospective buyers. You will need to pinpoint the products and services to be created. Then you need to define the best marketing plan for both selling products, and for further developing your rapport with your current and future buyers.

2.You must thoroughly know and understand your market niche. To achieve success and to make money using the product funnel requires you to methodically examine it. You must know all of the holes that require correction. You must know all the problems and issues being faced by your prospective buyers. Then you can move forward and create the right products and services.

3.With this knowledge in-hand you can begin to develop your products and services. It is important to create a variety of products to address the wide range of needs of your prospective buyers. Develop products that are low-priced, mid-priced and high-priced. These are developed based on the current skills and knowledge, the problems and issues, and finally the ability to invest of your prospective buyers.

4.Success with your product funnel includes developing a marketing and advertising plan. It is important that you link-up with your targeted buyers, and then begin to persuade them to actually buy your product. A sound advertising program accomplishes just that. An effective program should include paid advertising as well as unpaid advertising. Paid advertising could include pay per click advertising, banner ads, and search engine advertising. You can lower your cost by focusing on unpaid advertising. However most require the investment of your time and effort. Article marketing, blogging, posting on forums, email marketing are all viable options.

5.As prospective buyers become aware of your products, it is important that you convert them into buyers. A proven method for doing this is offering super bargains. For example, you might offer 50% off their initial purchase. Possibly you could offer them free products such as eBooks or discount vouchers that they can use in their next purchase. Once buyers enter the product funnel it becomes easier to upsell the other products and services that you offer. Those product upsells mean you make money using the product funnel.

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